How Life Insurance
Pricing Works
Life insurance is more affordable than people might think
Some plans cost as little as $9 a month, about the same as a streaming subscription or less than your daily coffee run. The price depends on a few things, like your age, health, and how much coverage you choose. Protecting the people you care about is both meaningful and affordable.
What affects the cost of life insurance?
The price depends on a few key factors:
Age
The younger you are when you apply, the lower the payments tend to be.
Health
Good health often means lower costs
Coverage amount
Choosing a larger payout for your loved ones may raise the price.
Term Length
Longer terms lock in your rate for more years but typically cost more.
Lifestyle
Habits like smoking or risky hobbies can raise your rates.
Term life insurance - Strong coverage at an incredible price
At Ozzo, we have looked closely at what truly protects families without adding unnecessary costs. That is why we focus on term life insurance.
Term life is the smartest and most affordable way to provide meaningful coverage. It protects your loved ones during the years they may need it most, and it does so at a price that fits almost any budget. By keeping the focus on coverage instead of extras you may never use, term life delivers what matters: protection that is both strong and smart.
