Ozzo’s service is completely free to you. We don’t charge for quotes, advice, or support. We’re paid a commission by the insurance company you choose, but this never affects your price or the guidance you receive. We don’t sell your data, and we never promote plans based on payouts.
Is Ozzo licensed?
Yes, Ozzo is a fully licensed insurance agency. Every advisor on our team is certified to guide you with experience, care, and integrity.
How does Ozzo find the best policy for me?
Ozzo studies the life insurance market so you don’t have to.
We carefully review each insurance company, assessing its financial strength, claim history, customer experience, and pricing.
After you answer a few quick questions, our technology instantly matches you with plans that meet our highest standards and pass our review process. We filter out the noise, so you only see strong, reliable options that make sense for you.
Then, you can confidently compare your top matches and choose what fits best. We’ve already researched to make that choice easier.
How do I know if I qualify for a specific policy through Ozzo?
Once you answer a few questions about your age, health, and lifestyle, Ozzo shows you only the policies you’re likely to qualify for. We match your information with each insurer’s guidelines in real time.
If a policy shows up as a match, it means you meet the basic requirements. From there, you can apply, and the insurance company will do a final review to confirm your eligibility.
If something changes or you don’t qualify for one option, we can help you explore others. You’re never stuck with just one path.
How do I get started with Ozzo?
Getting started is simple. Answer a few quick questions about your age, health, and coverage goals to see your top life insurance matches.
Ozzo instantly connects you with the strongest options based on your answers. You compare plans, choose the one that fits best, and apply online in minutes.
Everything is digital, fast, and easy to follow. If you have questions at any point, our licensed agents are here to guide you.
Is there a difference between working with Ozzo and going directly to an insurance provider?
Yes. When you go directly to a provider, you only see their plans. At Ozzo, you get access to multiple top-rated companies to compare the best options in one place.
We don’t push any one brand. Every policy we show is carefully selected for its strength, reliability, and fair pricing. You stay in control, and the final decision is always yours.
Plus, our service is free. You get expert guidance and strong choices without paying more than you would on your own.
Who is eligible to apply for a policy at Ozzo?
To apply through Ozzo, you must:
- Be at least 18 years old.
- Hold legal status in the state of Florida (such as a green card or valid visa)
Most policies we offer are available to applicants between 18 and around 65–75 years old, depending on the insurance company. Exact age limits depend on each insurer’s guidelines.
After you answer a few questions, Ozzo matches you with policies that you’re likely to qualify for. Every option you see meets those basic eligibility requirements.
Does Ozzo charge extra fees?
When you choose a policy through Ozzo, we earn a commission from the insurance provider you select. This doesn’t affect your price or the quality of the options we show.
You get expert guidance and strong, reliable choices at no extra cost.
Is Ozzo an insurance company?
Ozzo is not an insurance company. We are a licensed insurance agency. That means we don’t sell one specific product. We guide you through the process and help you compare plans from top life insurance companies, so you can choose the one that fits you best.
What makes Ozzo different from other insurance agencies?
Most agencies either push one company’s products or leave you to sort through dozens of confusing options. Ozzo does it differently.
We don’t just list every plan. We stand by the ones we show. Our team researches each policy for financial strength, claim history, pricing, and customer experience. If it doesn’t meet our standards, we don’t offer it.
After a few quick questions, our technology matches you with strong, well-priced options that actually fit your life.
At Ozzo, you get quality plans, real guidance, and a simple digital experience.
Can I talk to a real person at Ozzo?
Our licensed agents are here to answer your questions, walk you through your options, and provide support whenever you need it. You're never on your own with Ozzo
Can I trust Ozzo with my personal information?
We take your privacy seriously. Your information is securely encrypted, confidential, and never shared without your permission. Protecting your data is a responsibility we do not take lightly.
Can I work with Ozzo even if I already have life insurance?
If you already have life insurance, Ozzo can still be a valuable resource. We can review your current policy to ensure it still meets your needs and help you explore options for additional coverage or better rates.
Does Ozzo offer support after I buy a plan?
Our support doesn’t stop once you get covered. Whether you need help understanding your policy, adjusting your coverage, or asking general questions, our team is always here to assist. We believe in long-term relationships, not one-time transactions. You can reach out anytime.
Is Ozzo available in all states?
Currently, Ozzo is only available in Florida, USA, but we’re working hard to expand to more states. Our goal is to bring trusted, affordable life insurance to as many families as possible. Stay tuned, we could be in your area soon!
Can Ozzo help me with other types of insurance?
Right now, Ozzo is entirely focused on life insurance. Our expertise lies in finding the best life insurance solutions tailored to your needs and budget. Whether you’re looking for term life, whole life, or a customized policy, we’ve got you covered.
While we don’t offer other types of insurance at this time, our team is always here to provide expert guidance on all things life insurance, ensuring you and your family get the protection you deserve.
